How to Calculate Your UK Take-Home Pay in 2026
PAYE, NI and student loan explained — with worked numbers for 2026/27.
UK Employment & Tax
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From PAYE take-home pay to National Insurance, student loans and statutory sick pay — UK-specific calculadoras that reflect the current tax year.
35 calculators in this category · updated weekly
Estimate your Brazilian 13th salary, proportional to months worked, with INSS and IRRF deductions shown.
Work out the Brazilian proportional notice period (30 days + 3 per year of service, capped at 90) and notice-in-lieu amount.
Estimate an annual bonus from target percentage, performance multiplier and UK PAYE tax and NI impact.
Work out Brazilian férias (annual holiday pay) with the one-third bonus, optional sale of 10 days (abono) and INSS/IRRF deductions.
Calculate the Brazilian IRRF (withholding income tax) on your monthly salary using the progressive table and standard deductions.
Convert Brazilian gross salary to net take-home pay with INSS + IRRF deductions and dependants, matching the 2026 tables.
Estimate Brazilian termination pay for dismissal without just cause — balance, proportional 13th, proportional holidays and FGTS 40% fine.
Estimate your Brazilian seguro-desemprego parcels and value using the 2026 table and months worked.
Convert a UK contractor day rate into an equivalent annual salary, accounting for holidays, sick pay and employer pension.
Estimate the Brazilian FGTS deposit (8% of gross salary) plus the 40% termination fine on redundancy.
Work out a sustainable freelance hourly rate from desired take-home, billable-hour percentage, taxes and business expenses.
Apply the 30% Brazilian hazard-pay bonus on the base salary for workers exposed to specific risks per NR-16.
Work out the statutory 5.6 weeks of paid holiday you're entitled to, pro-rated for part-time and irregular hours.
Calculate Brazilian overtime pay at 50% (weekday) or 100% (Sunday/holiday), with reflex on DSR and 13th salary.
Turn an hourly rate into weekly, monthly and annual salaries — with UK PAYE take-home pay as a bonus row.
Track Brazilian hours-bank credits and debits with the 1.5× overtime multiplier, weekly/monthly balance and expiry windows.
Work out your Brazilian INSS contribution using the 2026 progressive table for employees, avulsos and domestic workers.
Check whether your UK pay meets the National Minimum Wage or National Living Wage for your age band.
Work out Class 1, 2 and 4 National Insurance contributions based on current HMRC thresholds.
Apply the 20% Brazilian night-shift bonus for hours worked between 22:00 and 05:00, including the 52min 30s reduced-hour rule.
Work out extra pay for hours worked beyond your contract, at time-and-a-half, double-time or a custom rate.
Generate a Brazilian payroll slip — gross pay, INSS, IRRF, VT/VR deductions and net pay — plus employer costs (INSS patronal, FGTS).
Check pay against the Real Living Wage (voluntary UK benchmark set by the Living Wage Foundation) — London and UK rates.
Convert an annual or monthly salary to an hourly rate based on contracted hours per week and weeks worked per year.
Work out monthly sales commission with tiered rates, product-specific percentages, quotas and accelerator bonuses.
Work out UK Statutory Maternity Pay — 90% for 6 weeks, then the lower of 90% or the SMP flat weekly rate for 33 weeks.
Work out UK Statutory Paternity Pay — up to 2 weeks at the flat SPP weekly rate or 90% of weekly earnings, whichever is lower.
Estimate Student Loan repayments for Plans 1, 2, 4, 5 and Postgraduate Loan, based on your salary and plan thresholds.
Add up hours worked from weekly timesheet entries, with breaks deducted and total pay at an hourly rate.
Calculate Income Tax on your UK earnings across the basic, higher and additional rate bands, with the personal allowance applied automatically.
Work out your UK monthly and yearly take-home pay after Income Tax, National Insurance, student loan and pension contributions.
Apply the Brazilian insalubridade bonus (10/20/40% of the minimum wage) under NR-15, with degree and base-salary notes.
Model the Brazilian PAT-compliant vale-refeição, with employer/employee split and tax impact on payroll.
Work out the Brazilian vale-transporte net cost — employer pays the transport fare minus the mandatory 6% payroll discount on the employee.
Add up worked hours from a weekly timesheet, with overtime at 50% (weekdays) and 100% (Sunday/holidays) as per the CLT.
Estimate your Brazilian 13th salary, proportional to months worked, with INSS and IRRF deductions shown.
Work out Brazilian férias (annual holiday pay) with the one-third bonus, optional sale of 10 days (abono) and INSS/IRRF deductions.
Calculate the Brazilian IRRF (withholding income tax) on your monthly salary using the progressive table and standard deductions.
Convert Brazilian gross salary to net take-home pay with INSS + IRRF deductions and dependants, matching the 2026 tables.
Estimate Brazilian termination pay for dismissal without just cause — balance, proportional 13th, proportional holidays and FGTS 40% fine.
Estimate your Brazilian seguro-desemprego parcels and value using the 2026 table and months worked.
Estimate the Brazilian FGTS deposit (8% of gross salary) plus the 40% termination fine on redundancy.
Work out your Brazilian INSS contribution using the 2026 progressive table for employees, avulsos and domestic workers.
Add up worked hours from a weekly timesheet, with overtime at 50% (weekdays) and 100% (Sunday/holidays) as per the CLT.
Work out the Brazilian proportional notice period (30 days + 3 per year of service, capped at 90) and notice-in-lieu amount.
Apply the 30% Brazilian hazard-pay bonus on the base salary for workers exposed to specific risks per NR-16.
Calculate Brazilian overtime pay at 50% (weekday) or 100% (Sunday/holiday), with reflex on DSR and 13th salary.
Track Brazilian hours-bank credits and debits with the 1.5× overtime multiplier, weekly/monthly balance and expiry windows.
Apply the 20% Brazilian night-shift bonus for hours worked between 22:00 and 05:00, including the 52min 30s reduced-hour rule.
Generate a Brazilian payroll slip — gross pay, INSS, IRRF, VT/VR deductions and net pay — plus employer costs (INSS patronal, FGTS).
Apply the Brazilian insalubridade bonus (10/20/40% of the minimum wage) under NR-15, with degree and base-salary notes.
Model the Brazilian PAT-compliant vale-refeição, with employer/employee split and tax impact on payroll.
Work out the Brazilian vale-transporte net cost — employer pays the transport fare minus the mandatory 6% payroll discount on the employee.
Estimate an annual bonus from target percentage, performance multiplier and UK PAYE tax and NI impact.
Turn an hourly rate into weekly, monthly and annual salaries — with UK PAYE take-home pay as a bonus row.
Convert an annual or monthly salary to an hourly rate based on contracted hours per week and weeks worked per year.
Work out UK Statutory Maternity Pay — 90% for 6 weeks, then the lower of 90% or the SMP flat weekly rate for 33 weeks.
Work out UK Statutory Paternity Pay — up to 2 weeks at the flat SPP weekly rate or 90% of weekly earnings, whichever is lower.
A quick glossary covering the controlled vocabulary we keep consistent across every calculator in this cluster.
PAYE, NI and student loan explained — with worked numbers for 2026/27.
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