How it works
fgts calculadora — the short version
The fgts calculadora question usually comes up mid-conversation — with a partner, a client, a tax adviser. FGTS calculadora is the tool you can pull up on a phone and settle it in thirty seconds.
Contracts are boring until something goes wrong; this gives you the paper trail in advance. Check the period you are paid for, not the calendar month — then work it out and the rest of this page explains what the answer means.
Brazilian mandatory severance fund: employer deposits 8% of the employee's salary into a dedicated account each month (2% for apprentices). Can be withdrawn on dismissal without cause, retirement, home purchase or serious illness.
The formula we run is Monthly deposit = 8% of gross salary. You'll see each term laid out in the worked example below.
A worked example, step by step
Consider a realistic scenario and follow it through:
Brazilian mandatory severance fund: employer deposits 8% of the employee's salary into a dedicated account each month (2% for apprentices). Can be withdrawn on dismissal without cause, retirement, home purchase or serious illness.
Every run comes back to Monthly deposit = 8% of gross salary — change the inputs, the structure of the answer stays.
Scenarios where FGTS calculadora pays off
FGTS calculadora is aimed at people arriving with questions like these:
- "Como calcular fgts"
- "Multa fgts 40%"
- "Saque fgts rescisão"
- "What is fgts"
- "How to calculate fgts"
- "Fgts formula"
When it isn't the right tool
Every tool has an edge where it stops being the right answer. FGTS calculadora is no exception:
- For legally binding tax or medical decisions — cross-check with HMRC, NHS or a qualified professional.
- For very large or very small extremes the rounding error outgrows the useful precision.
- When the underlying rate or threshold has changed since the page was last reviewed — always verify with the primary source.
- When the input you have is already a derived figure (net of something) — feeding it in as "gross" will double-subtract.
Five things that trip everyone up
Every time you work it out for a new scenario, one of these creeps in — it's worth knowing them ahead of time.
- Mixing up units — grams in one field, ounces in another, then wondering why the answer is off.
- Treating a percentage as a whole number. 20% means 0.20 in the maths, not 20.
- Rounding at every step. Keep four decimals internally and only round the final number.
- Using last year's thresholds. If the page isn't dated, assume it's stale and check GOV.UK.
- Reading a tool like this as advice. It is maths, not a decision — the decision is still yours.
The sources behind the numbers
Where the maths needs an external authority, we cross-check against:
- Caixa Econômica
- Ministério do Trabalho
Works well alongside
If this question keeps coming up for you, the same cluster of tools usually comes next:
- Brazilian Termination Pay calculadora — Estimate Brazilian termination pay for dismissal without just cause — balance, proportional 13th, proportional holidays and FGTS 40% fine.
- 13th Salary calculadora (Brazil) — Estimate your Brazilian 13th salary, proportional to months worked, with INSS and IRRF deductions shown.
- Brazilian Take-Home Pay calculadora — Convert Brazilian gross salary to net take-home pay with INSS + IRRF deductions and dependants, matching the 2026 tables.
How we keep this accurate
Our calculadoras run on pure, unit-tested functions — the same logic lives in the browser and in the CI test suite. When tax rates, thresholds or official figures move, the update lands within 24 hours of the announcement. You can read the editorial policy and corrections policy.
Found an out-of-date number on FGTS calculadora or anywhere else in the Employment toolkit? Send it to the editorial desk and we'll patch it. Or browse the full calculadora directory for the next tool you need.